Items you will need:  A golden bowl, a cinnamon, patchouli or orange joss-stick (incense), some ears of wheat (if you do not have ears of wheat you can substitute almonds, pine nuts, acorns or rice in an earthenware dish), a golden candle, a large golden scarf to sit on, your favorite crystal.  (1) Place your scarf on the floor and arrange the bowl in the west, the candle in the south, the joss-stick in the east and the wheat/nuts in the north.  (If you live in the southern hemisphere change the north/south placements.)  (2) Light the candle and joss-stick, settle your emotions and feel peaceful.  (3) Face your candle while sitting comfortably and holding your crystal in the palm of your hand.  (4) Imagine good news about your job, paying your bills or other financial issues flowing from the direction of your joss-stick into your crystal.  Imagine energy and opportunity flowing from your candle to your crystal, support from helpful people flowing from your bowl to your crystal.  Possessions and cash flowing from your wheat/nuts to your crystal.  Then feel all the richness flow into you from the crystal.  Do this visualization for as long as you are comfortable - a few minutes will be sufficient.  You can repeat this exercise as often as you like.  Source: Your Crystal Code by Teresa Moorey.